URGENT NOTICE TO: {{customer_name}}

🚨 PAYMENT SERIOUSLY OVERDUE - IMMEDIATE ACTION REQUIRED 🚨

Your payment is now {{days_overdue}} DAYS OVERDUE. This is a final reminder before collection proceedings begin.

Invoice Number: {{invoice_number}}
Original Due Date: {{due_date}}
Original Amount: {{currency_symbol}}{{original_amount}}
Late Fees: {{currency_symbol}}{{late_fees}}
────────────────────────────
TOTAL AMOUNT DUE: {{currency_symbol}}{{total_amount}}
Days Overdue: {{days_overdue}} DAYS

PAY NOW: {{payment_link}}

⚠️ IMMEDIATE ACTION REQUIRED
If full payment is not received within {{final_grace_days}} business days, the following actions will be taken:

- Account will be placed on HOLD - No further services
- Additional penalty fees will be applied
- Account will be referred to collections agency
- Legal proceedings may be initiated
- Credit rating may be negatively affected

NEED TO DISCUSS PAYMENT ARRANGEMENTS?
We understand that financial difficulties can arise. Contact our accounts team IMMEDIATELY:

Email: {{accounts_email}}
Phone: {{accounts_phone}}
Hours: {{business_hours}}

Payment plans may be available. Contact us before {{final_deadline_date}}.

PLEASE NOTE: If you have recently made this payment, contact us immediately with your payment reference.

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